You buy protection for your home in the form of insurance. This is an expense you hope you never have to use but when you do there is a way to get the claim check much quicker and get on with your life much sooner.
According to an insurance executive with Hanover Insurance Company the quickest way to get the cash you need to replace valuables lost in an unexpected event is to have an up to date list of the valuables items in your house.
He said to make sure the list is continually updated and contains things such as serial numbers for the big items like TVs and computers. Of course, your smaller devices that have serial numbers such be recorded as well. After the break in or tornado is not the time to be concerned with serial numbers.
Taking pictures is also a good idea and should be updated at least once a year. Your jewelry can be appraised and a record of them kept by your favorite jeweler as well as your own list.
Don’t forget to list the smaller items like CD’s, DVD’s, and XBox type games at $15 to $25 or more per item the cost can add up quickly. You might even get reimbursed for those CD’s you had made after taking advantage of the superior singing method review.
Obviously there will be some items that cannot be replaced whether they hold sentimental value or are one of a kind items but receiving a reimbursement for them will ease part of the pain of the loss.
The best time to get a list done is now. Once it is done it is a good idea to update it after major purchases, after Christmas when many new goodies are added to your household and the first day of spring. Why the first day of spring? No real significance except that updating your list often and regularly means you will be prepared if you ever need to file a claim.